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The Steps to Take Following a Car Accident Which Wasn't Your Fault

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A car accident can be a very scary time and it can be difficult to think clearly afterward. If you have been in a car accident that was not your fault, you deserve compensation as the injuries could leave you unable to work and having to find another car. Here are the steps you need to take following a car accident which wasn't your fault.

Gather Information

Whoever crashed the car is then responsible for reporting the car accident to their insurance company. Nevertheless, you should report the crash too in case they do not. At the scene, you need to request the following information: driver's name and address, insurance name and policy number, statements from any potential witnesses, and take photographs of the accident.

Notify People

When you are involved in a car accident, you need to inform a number of people. This includes the police, your own insurance company, and the driver who is at fault also needs to have their insurance company informed. You should do this and give the details and photos of the event too, in the case that the other driver lies about the accident.

Choose Your Battles

It can be difficult getting a driver to admit they are in the wrong and often they will deny this. That is why it is vital to get witness statements and also why having a dash camera installed in your car can provide evidence that is sufficient to fight your case. If the driver is unwilling to take the blame, you will have to take it up with their insurance company. To do this you will need an attorney that is experienced in car accidents.

Understand Injury Cover

You will need to check the law for your state, but in most states when you are in a car accident you can claim for any injuries through the at-fault driver's car insurance company. If it turns out they're uninsured, you can then make a claim through your UM or UMBI (Uninsured Motorist Bodily Injury Insurance. You may also claim through your health insurance if you have it. Some states require that car drives purchase their own PIP (Personal Injury Protection) and the rules here are slightly different for getting compensation for your injuries.

Getting What You Deserve

If you are in a car accident, you need to fight for what you deserve. If you have no idea where to start, it is best to find an attorney who can fight your corner and ensure you have all the relevant information to win the case. If you are looking for a car accident attorney, Indianapolis is home to some of the best car accident attorneys who can guide you through the process of claiming for your injuries.

When you are involved in a car accident, make sure to get all the information you can from the scene and inform the right people immediately. Find a car accident attorney who can help you through this difficult time to get back what you deserve. 

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Thursday, 22 August 2019
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